BuildFair holds project funds in a separate regulated account and releases payments only when work is completed and verified. Owners' money is held independently. Builders get predictable cashflow. Subcontractors get paid on time.Payment Custody Platform for Australian Residential Construction
Payment received
$45,000
Good morning, Amelia
Monday, 7 April 2026
Active Projects
12
15 total
Planned Projects
3
In pipeline
Outstanding Invoices
8
Needs attention
Invoices Processing
4
Being reviewed
Payments Received
Last 6 months
Total Received
$890k
Processing
$45,200
Invoice Status
Breakdown by status
Recent Invoices
View allINV-0047
2 Apr
INV-0046
28 Mar
INV-0045
25 Mar
Quick Actions
New Project
Set up a new build
View Invoices
Review all invoices
Payment History
Track all payments
Your Projects
View allHarbour View Apartments
ActiveOakridge Family Home
ActiveSouthbank Renovation
PlanningPartnering with Australian Businesses
KobbleTrust & Security
Built so every party on the project is protected.
Builders get paid on time. Subcontractors know funds are there before they start work. Owners see exactly where every dollar goes. Project funds sit with our banking partner Kobble, not in our account and not in anyone else's.
Funds held independently
BuildFair does not hold, or have access to your money, ever. Project funds sit in regulated custody under the owners' name. Builders, subcontractors, and owners all know the money is there and accounted for.
Paid on approved work
Subcontractors invoice, builders approve, and funds move. No chasing payments, no uncertainty about when you'll be paid.
Verified participants
Identity and business checks for every builder, subcontractor, owner, and supplier on the platform before they can transact.
Full visibility for everyone
Every payment in and out is recorded. Builders see their margins, subcontractors see their invoices, owners see the full picture.
How It Works
The current system vs BuildFair
| Event | The current system | BuildFair |
|---|---|---|
| Where project money sits | In the builder's general operating account, mixed with other jobs and overheads. | Outside the operating account, with our banking partner Kobble, released on the project rules. |
| Who funds the work in progress | The builder, out of personal savings, overdraft, or credit, until the next progress claim clears. A slipped claim becomes a personal cashflow problem. | The project account. Overheads, materials, subcontractors, and suppliers are all paid from project funds, so the builder never pays out of their own pocket. |
| How subcontractors get paid | When the builder has cash that week, often behind suppliers in the queue. | From the project account on a fixed clock once the invoice is approved. |
| Owner visibility | Limited. Owners have no independent, real-time view of where their money has gone. | A live view of what has been claimed, approved, and paid on the project. |
| Payment record | Spread across bank statements, emails, and text threads. | One double-entry, hash-chained ledger with an audit trail per release. |
| If the builder becomes insolvent | Owners and subcontractors line up as creditors over funds that were pooled into the general operating account. | Unreleased project funds sit with Kobble, not on the builder's balance sheet. |
What you get
Built for builders, owners, subcontractors, and suppliers.
I'm a
Never Pay Out of Your Own Pocket
Wages, materials, supplier invoices, and subcontractor payments all come out of the project account. Your savings, overdraft, and personal credit stop being the float for the job.
Weekly Running Costs, Paid Weekly
Site costs, fuel, small purchases, set them up once and they're drawn from project funds every week, automatically. No end-of-month catch-up out of personal money.
Win Owner Trust, Win the Project
Showing an owner that their deposit sits with a regulated third party (our banking partner Kobble), not in your operating account, closes deals other builders lose. BuildFair becomes part of how you sell.
Pay Subcontractors and Suppliers by Card, Earn the Points
Pay your suppliers by credit card through BuildFair and earn points on top of whatever your existing card already gives you. Subcontractors too, not just suppliers. Same spend, more reward. Card payments are powered by ZenPay.
One App for the Whole Project
Contracts, progress claims, variations, defects, invoices, payments, reconciliation, and bookkeeper-ready tax exports, all in one place. Stop tabbing between your project management tool, the bank app, and a thread of texts with subcontractors.
Win The Trust Conversation Before It Starts
Every owner now signs a build aware of how common builder collapses have become, and subcontractors weigh the same risk before taking the job. Running your work on BuildFair answers the question before it is asked: owner funds in regulated custody, subcontractors paid on a fixed clock, every payment traceable. You show up with proof instead of promises.